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Payment plans in Milford, Franklin and Northborough

We will not let finances stop us from getting you the smile confidence you and/or your child deserve

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Our payment plans

Our fees are based on the treatment necessary and time involved, and may vary according to the intricacies of each case. The doctor’s plan of treatment, including the fees, will be presented to you. Upon your approval, treatment will commence.

As you are aware, payments for services are due at each treatment visit. Any outstanding balance must be paid in full upon completion of treatment. For your convenience, we accept Visa®, MasterCard®, and Discover®. Monthly billing is not part of our usual routine.

In the case of dental insurance, please remember that services are rendered and charged to the patient, and not your insurance company. We are not responsible for the limitations of your insurance company. Insurance is intended to be of assistance in paying the doctor. There is no connection between our fees and what your insurance company is willing to pay. The limits set by your insurance coverage are yours . . . not ours.

For the sake of maintaining our doctor-patient relationship, we require that you pay our fee directly to us and we will complete any necessary insurance claim forms, at no charge subsequently, to assure maximum reimbursement to you by your insurance company. If your insurance company does not pay for treatment within 60 days, you must pay the balance and it is then your responsibility to call the insurance company to inquire as to why they have not paid for your child’s treatment.

As conscientious pediatric dentists, it is our obligation to provide the finest care possible for your children. We therefore do not allow insurance companies or financial concerns to compromise the ideal treatment we offer to every child. Your cooperation is greatly appreciated.

Thank you for trusting us with your children. We will always do our best to deserve that confidence.

Accepted Insurance Plans

  • Aetna Dental PPO

  • Altus Dental PPO

  • Ameritas PPO

  • BCBS Indemnity, Dental Blue PPO, FEP

  • Cigna Dental PPO

  • Delta Dental PPO

  • Delta Dental DMC PPO + Premier

  • DD Premier

  • DD PPO

  • DDMA MPE-EON

  • Dentemax: 16723-MA Fallon HKX

  • 16725-MA Fallon MMC-Hybrid Medicare

  • 16726-MA Fallon Medicare Select Care

  • 16724-MA Fallon ACE/Down Medical Group Neighborhood

  • 16727-MA Fallon Community Health Plan

  • MAPD Medicare

  • MAPD Fallon Medicare Select Care

  • MCO Service Net Health-Medicaid

  • BMC Health Net Plan + DentaQuest

  • 16765-MA Tufts Health Plan + DentaQuest

  • 16763-MA Tufts Health Public Plan

  • Dentemax + Dominion Nat’l

  • DHA/Sunlife PPO

  • GEHA Connection Dental PPO

  • Guardian PPO

  • Humana PPO

  • Masshealth

  • Metlife PPO

  • Principal PPO

  • SKYGEN CA No Ortho or Pedo Benefits

  • Unicare Wellpoint

  • United Concordia PPO, ADDP TDP

  • United Healthcare PPO

If you do not see your plan listed, please contact our office. Participation and benefits may vary.

Payment Options

We accept VISA, MasterCard, American Express, Personal Checks & Cash as forms of payments.

Visa Payment Method At Marlborough Endodontics
Mastercard Payment Method At Marlborough Endodontics
American Express Payment Method At Marlborough Endodontics

In-Network Insurance

If we are in-network with your insurance provider:

  • You and your insurance company share responsibility for fees

  • Your estimated portion is due at the time of service

  • We will submit claims on your behalf

  • We will assist in estimating your coverage

Please note that insurance plans often do not cover all procedures in full. If insurance payment is not received within 30 days, any outstanding balance becomes the responsibility of the patient.

Balances over 90 days may be subject to interest charges.

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Out-Of Network Insurance

If we are out-of-network with your plan:

  • Payment is due at the time of service

  • We can provide documentation to assist you in submitting claims

  • Reimbursement is determined by your insurance provider

Insurance benefits are based on the contract between your employer and your insurance company.

Smiling Teen Boy

Financing Options

To help make treatment more manageable, we offer third-party financing options including CareCredit, HFD, Cherry & our In-House Oral Care Plan for patients without dental insurance. Please contact our office for more information regarding financing options.

CareCredit Financing Option at Marlborough Endodontics
HFD Financing Option at Marlborough Endodontics
Cherry Financing Option at Marlborough Endodontics
Oral Care Dental Plan at Marlborough Endodontics

Financial Responsibility

Dental treatment is an important investment in your long-term health. Our relationship is with you, not your insurance provider. We are committed to helping you maximize your benefits while maintaining transparency regarding financial responsibilities.

If you have questions about coverage or payment, please contact our team.

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